ChampionPlus with Veterinary Membership

For any leisure horse or pony aged over 30 days old.  One policy can cover multiple horses that you own or have on full loan:

Veterinary or complementary treatment to treat an accidental external injury during the period of membership and within the geographical limits up to the sum insured.

• Maximum of £1,500 per claim and in the aggregate during the period of membership.
• Up to 50% of the cost of livery and transport associated with or required for the aforementioned treatment.

Conditions apply:

• The policy holder must own the horse/pony or have on full loan with a written loan agreement.
• The policy does not cover the member for professional competition or trade business use.
• Excess of £165 which applies to each and every claim.

For up to £10million for any one claim in respect of:

• Accidental bodily injury to any third party other than any other member of the member’s family or household.
• Accidental loss of or damage to third party property other than property belonging to or in the care, custody or control of the member or member of the member’s family or household or a person in their service.
• This policy is a policy of last resort and will only respond in the event that there is no other insurance in place to cover the loss. In the event alternative cover is in place the policy will operate as an excess protection up to the £10 million limit

Arising out of the member’s use and/or ownership and/or control of a horse(s) and direct participation by the member in equine activities other than the equine excluded activities as defined in the policy schedule.

A £500 excess applies to each claim for Third Party Property Damage claims.

• Accidental death, loss of sight or limb and permanent total disablement and also extends to include loss of hearing and permanent partial disablement up to a maximum benefit of £10,000. (Cover in respect of Accidental death is limited to £5,000 in respect of persons under the age of 16.)
• Cover applies whilst the member is engaged in any horse related activity which is defined as the care and handling and recreational riding of horses including mounting, driving and dismounting of horse drawn vehicles.
• The policy does not cover any loss of earnings.
• Cover is provided up to the age of 76 years.